OUR PRODUCTS
Shaping a stronger financial future for you and your family
Protect Your Family and Build Cash Value
Welcome to All US Benefits Group Inc. — where protecting your loved ones and building financial security go hand in hand.
With Index Universal Life (IUL), you not only gain lifelong protection, but also the ability to accumulate cash value over time. This value can later be used to supplement your retirement income, cover unexpected needs, or provide added financial flexibility.
An IUL policy is designed to safeguard your family with a death benefit while giving you the potential to grow your savings through structured accumulation strategies.
CASH VALUE ACCUMULATION
This benefit is partially based on the performance of major market indexes such as the S&P 500 or Barclays. Cash value accumulation offers downside protection during crediting periods when the index is negative, while still allowing you to capture annual credited gains from the indexed strategy.
Once interest is credited, it can never be lost due to a market downturn. When your policy builds enough cash value, you may access it through loans or withdrawals, often tax-deferred and, in some cases, tax-free
Cash Accumulation
(based on S&P 500 or Barclays performance)
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​Guaranteed Protection from Market Declines
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​Credited Gains Are Locked In and Never Lost.
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​Tax-Deferred / Potential Tax-Free Growth.
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​Available Cash Value Distribution
Consistency and Discipline
Consistency and discipline are among the most valuable elements of any financial plan. Our purpose is to encourage you to set aside a portion of your monthly budget to prepare for the future, while still enjoying your present.
"It’s not about how much money you earn, but how much you save."
Agility, punctuality, and trust are our main values in working with our clients. For more information about our services, or if you have any questions, please contact us.
Benefits and Protection
Through a life insurance policy included in your coverage, you can help protect your family financially in case something unexpected happens to you, such as Natural Death or Accidental Death.
It also includes additional Living Benefits that may provide support if you experience a Terminal Illness, Critical Illness, or Chronic Illness. Results and availability may vary depending on age, gender, and medical condition. An illustration is provided with your policy.
We want you to know that you and your family are our priority. That is why we work with a team of advisors ready to provide the information you may need to protect your assets while helping you achieve your financial goals.
Living Benefits may include:
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Critical Illness
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Chronical Illness
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Terminal Illness
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Life Insurance Coverage may include:
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Natural Death
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Accidental Death