OUR SERVICES
"Planning for your retirement is something you should not delay. The more you save, the better. That’s why it’s so important to understand different strategies to achieve it."
Individuals & Families
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Retirement Plans
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Living Benefits
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Annuities
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Mutual Funds
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Life Insurance
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IRA Program
ALL US Benefits Group Inc.
We represent top-rated financial companies in the market, with more than 177 years of combined experience helping families plan for the future.
We are a U.S.-based financial services company offering solutions to help families with retirement planning, wealth accumulation, and life protection strategies. Our main areas of focus are annuities and life insurance. The company was originally founded in 1959.
Savings Plan
The term Savings Plan refers to something simple yet highly effective: creating a structured habit of saving. It goes beyond just setting aside money each month — it means having a clear, long-term financial strategy to build security and achieve your goals.
Anualidades
An annuity is a financial product designed to provide individuals with a steady stream of income, often for life. It is a way to secure guaranteed payments and create long-term financial stability. Annuities can support retirement planning by offering predictable income, protection, and peace of mind.
Index Universal Life
is a type of life insurance that combines protection with the opportunity for cash value accumulation. It provides beneficiaries with a death benefit while also allowing the policyholder to build long-term financial security through indexed growth options.
S&P 500
The S&P 500 is a stock market index that tracks 500 of the most representative and liquid companies across major U.S. industries. It serves as a benchmark for the overall performance of the U.S. economy and is widely used in financial planning and investment strategies.
Living Benefits
Living Benefits (also known as Accelerated Benefit Riders, ABR) are optional features, offered at no additional cost, that allow policyholders to access a portion or the full amount of their life insurance benefit while still alive if they experience a qualifying condition. This flexibility provides families with financial relief and added protection during unexpected life events.
Rollover 401 (k)
A 401(k) retirement plan is one of the most effective ways to save for your future. Contributions can be made directly from your paycheck, employers may choose to match a portion of contributions, and funds can continue to grow tax-deferred. Through a 401(k) rollover, you can transfer your retirement savings from a previous employer’s plan into a new account, keeping your money consolidated and working toward your long-term goals.
College Planning
Saving even a small amount for higher education today can make a big difference tomorrow. College savings plans help families grow their savings over time and reduce the burden of rising tuition costs. By starting early, parents can provide their children with greater financial flexibility and more opportunities for the future.
Publicly Traded Stocks
A publicly traded stock is a security that can be freely bought and sold on the stock market. Shares are first issued in the primary market and then traded on the secondary market, allowing investors to participate in the growth of companies and diversify their portfolios.
Compound Interest
What is compound interest and why does it matter? Compound interest is simply the process of earning interest on both the initial amount and the accumulated interest — often described as “interest on interest.” Over time, this powerful principle can help savings and investments grow faster compared to simple interest.
Government Bonds
A government bond is a type of debt-based investment in which money is loaned to a government in exchange for a fixed interest rate. Governments issue bonds to raise funds that may be used for public projects or to manage national debt. Government bonds are generally considered lower-risk investments compared to other financial instruments, though returns may vary.
