Terms and conditions
Terms and Conditions
All US Benefits Group Inc. – bguniversallife.com
Last Updated: August 21, 2025
1. Company Information
All US Benefits Group Inc. (“the Company”)
Website: https://www.bguniversallife.com
Address: 2030 North Loop West, Suite 288, Houston, TX 77018
Phone: +1 (832) 649-4097
Email: info@bguniversallife.com
2. Acceptance of Terms
By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, you must not use the Site.
3. Age Requirement
You must be at least 18 years old to use this Site or opt-in to receive SMS communications from All US Benefits Group Inc. By submitting your information, you represent that you are at least 18 years of age.
4. Purpose of the Site
The Site allows users to schedule appointments and request information about services. Information provided is for educational purposes only and does not constitute legal, tax, or financial advice.
5. Appointment Scheduling
By submitting a form, you authorize the Company to contact you by phone, email, or SMS for appointment confirmations, reminders, scheduling updates, marketing communications, and customer service messages.
6. Communications and SMS Consent
By submitting your contact information, you agree that All US Benefits Group Inc. may contact you by SMS.
– Message & data rates may apply.
– Message frequency may vary.
– Reply STOP to opt out.
– Reply HELP for assistance or contact info@bguniversallife.com.
Consent is not required to purchase goods or services.
7. Carrier Liability
Wireless carriers are not liable for delayed or undelivered messages.
8. Availability of Products and Services
Services may not be available in all states or regions and are subject to eligibility requirements.
9. Intellectual Property
All content on the Site is the property of All US Benefits Group Inc. and may not be copied or distributed without permission.
10. Acceptable Use
Users may not misuse the Site, attempt unauthorized access, or upload harmful content.
11. Third-Party Links
The Site may include links to external websites. The Company is not responsible for third-party content or policies.
12. Disclaimer of Warranties
The Site is provided “as is” without warranties of any kind.
13. Limitation of Liability
The Company shall not be liable for indirect or consequential damages arising from use of the Site.
14. Governing Law
These Terms are governed by the laws of the State of Texas, USA.
15. Changes to Terms
The Company may modify these Terms at any time by posting updates on the Site.
16. Contact Information
All US Benefits Group Inc.
2030 North Loop West, Suite 288
Houston, TX 77018
Email: info@bguniversallife.com
Phone: +1 (832) 649-4097
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